Independent · Free to use · UK‑based

Owed money? Compare the UK’s debt recovery agencies — free.

Tell us what you’re owed — and the debtor’s postcode if you have it. We line up vetted agencies that actually take work like yours: compare fees, turnaround and terms, then connect in one click.

We’re not an agency 7 vetted agencies Your data stays in the UK

3 agencies matched

for CW8 · £4,200

£4,200 recovered

in 4 days · via a vetted agency

Tally the Tabby, the Collect Compare mascot, holding an unpaid invoice

How it works

Three steps to the right agency

No phone tag, no forms in triplicate. Compare from your desk in about a minute.

STEP 01

Tell us about the debt

Postcode, amount and type — an unpaid invoice, rent arrears or a commercial debt. Takes about 60 seconds.

STEP 02

Compare them blind

See agencies that take work like yours — fees, recovery model, turnaround and ratings, side by side. Names stay hidden so you choose on merit.

STEP 03

Connect & recover

Pick an agency — or let us match you automatically. They take it from there and keep you posted.

Tally the Tabby comparing agencies at a computer

Built for the person chasing the money

Most creditors have never hired a debt collector before. Tally keeps it plain‑English at every step — what each option costs, how long it takes, and what happens next.

The comparison engine

Compare on merit — names stay hidden until you choose

Every agency is anonymous, so you pick on cost, speed and track record — not on who spends most on marketing. Choose one and we introduce you instantly.

CW8 · £4,200 · unpaid invoice4 of 7 match your criteria

Blind comparison

Swipe the table to see fees, ratings and Choose →

Agency	Recovery model ▲▼	Min debt ▲▼	Turnaround ▲▼	Regions	Rating ▲▼
Agency A ★ Top match	No‑win‑no‑fee	£500	24–48h	Nationwide	★4.9
Agency B	Commission	£250	2–3 days	Nationwide	★4.7
Agency C	No‑collection‑no‑fee	£1,000	Same day	North & Midlands	★4.6
Agency D	Fixed + %	£750	2 days	Nationwide	★4.6
Agency E	Commission	£300	3–5 days	Nationwide	★4.5
Agency F	Fixed fee	£150	24h	Nationwide	★4.5
Agency G	No‑win‑no‑fee	£2,000	1–2 days	South & London	★4.4

🔒 Names revealed only when you choose✓ Every agency vetted by us✓ CCJ‑ready agencies flagged

A sample comparison. Try it — sort a column, then Choose an agency to see how the introduction works.

Free tool

Chasing a late invoice? Add what you’re legally owed.

Under UK law you can charge statutory interest plus a fixed compensation fee on overdue commercial invoices. Our calculator works it out and gives you a ready‑to‑send letter.

Tally the Tabby holding a calculator and an invoice

Late Payment Calculator

Enter your invoice amount to see the compensation you can add today.

Compensation

£70

Interest / year*

£535

Add to invoice

£4,735

8% + Bank of England base rate £40 / £70 / £100 compensation bands Downloadable PDF letter

Open the full calculator

Why Collect Compare

Impartial, because we’re not a collector

We make money when agencies pay to be listed — never from you, and never by pushing you to whoever pays most.

Tally the Tabby vetting agencies with a magnifying glass

Vetted — so you don’t need the name

We check credentials, track record and complaints before any agency appears — then keep them anonymous so you compare on merit, not marketing. No agency can buy its way to the top of your list.

Free for you

Comparing, matching and the calculator all cost nothing. Agencies pay us, you don’t.

Your data stays in the UK

Details are encrypted and stored on UK servers, shared only with the agency you choose.

For debt recovery agencies

Get qualified leads in the regions you actually cover.

Creditors come to us ready to act. Set your patch and we’ll only send work that fits — you stay in control of volume and spend.

Choose your regions, debt types and minimum debt value
Cap leads by day, week or month — pause any time
Leads land in your dashboard, inbox and CRM webhook

Join as an agency See how leads work →

Good to know

Questions, answered

Is it really free?

Yes — comparing agencies, being matched and using the late‑payment calculator are all free for creditors. Agencies pay to receive leads, which is how we keep the lights on. You’re never charged and never pushed toward whoever pays most.

Why are agencies anonymous?

So you compare on what matters — cost, speed and track record — instead of brand or marketing spend. It keeps us impartial: no agency can pay to appear first. When you choose one, we introduce you straight away and they get in touch — usually within a couple of working hours.

How do you vet agencies?

We check credentials, regulatory standing, track record and complaint history before an agency can appear. We only list firms we’d be comfortable using ourselves, and we remove any whose standards slip.

What kinds of debt can I chase?

Unpaid commercial invoices, residential and commercial rent arrears, and most B2B debts — from a single overdue invoice to a large ledger. Tell us the type and we’ll match agencies that specialise in it.

What is the late‑payment calculator?

A free tool that works out the statutory interest (8% above the Bank of England base rate) and fixed compensation (£40, £70 or £100 depending on invoice size) you’re legally entitled to add to an overdue invoice — then generates a ready‑to‑send letter you can attach to your chaser.